	The scheme provides following beneifts to the student of minority communities (religious minorities such as Christian, Muslim, Jain, Buddhist, Parsis): 1) For short term education loan (short courses): A loan of INR 3 lakh, 2) For higher education in India: From INR 2 lakh to INR 10 lakh loan, 3) For higher education in foreign country: From INR 4 lakh up to INR 20 lakh loan (all loans at interest rate of 3% per annum up to max. 60 months time period). For applicant with 40% or more disability can obtain the same benefits but for up to loan of INR 4 lakh, no interest rates